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Shared Ownership

Now that you’ve found your dream property you’re probably asking, “Is Shared Ownership right for me?” At Optivo, we know that a new home is one of the biggest purchases you will ever make, and Shared Ownership helps make this a reality.   

So how does it work? You’ll start by buying a share in your property that’s between 25% and 75% of the full value, using a combination of a mortgage and a deposit.  You’ll then pay a subsidised rent on the share you don’t buy.

In the future, as your circumstances change, and should you wish, you’ll be able to purchase more shares in your home, right up to 100%. As your share increases, the rent you pay decreases. 

The boring bit – things you need to consider before you decide to proceed.  Shared Ownership homes are Leasehold, and most houses only become Freehold once you own 100%. There will be a service charge to pay towards the management and maintenance of the development, which will be shown on our price list. Lastly, affordability and eligibility applies, so ask your Sales Advisor for more information now and you can start making your dream a reality.